Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
 |
Wells Fargo | |
|---|---|---|
| Rate | 5.375% (APR=5.4%) | 5.5% (APR=5.684%) |
| Points / Credits | $550 | $7,480 |
| Payment | $1,120 | $1,136 |
| Saving over 30 years | $12,690 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
|
Chase | |
|---|---|---|
| Rate | 5.375% (APR=5.422%) | 5.875% (APR=5.976%) |
| Points / Credits | $1,575 | $2,853 |
| Payment | $1,680 | $1,775 |
| Saving over 30 years | $35,338 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
|
Citibank | |
|---|---|---|
| Rate | 5.25% (APR=5.286%) | 5.625% (APR=5.795%) |
| Points / Credits | $600 | $1,125 |
| Payment | $828 | $863 |
| Saving over 30 years | $13,125 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
|
Bank of America | |
|---|---|---|
| Rate | 5.375% (APR=5.407%) | 5.75% (APR=6.03%) |
| Points / Credits | $708 | $1,726 |
| Payment | $1,120 | $1,167 |
| Saving over 30 years | $17,938 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
|
Guaranteed Rate | |
|---|---|---|
| Rate | 8.125% (APR=8.18%) | 5.625% (APR=5.937%) |
| Points / Credits | $1,820 | $3,518 |
| Payment | $2,599 | $2,015 |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Monday, September 16 2024 at 12:00 PM (Pacific Time)
|
Better.com | |
|---|---|---|
| Rate | 5.375% (APR=5.388%) | 6% (APR=6.164%) |
| Points / Credits | $240 | $3,200 |
| Payment | $896 | $959 |
| Saving over 30 years | $25,640 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)