If we can't beat another offer, you'll receive $1,000.

(TEXAS, COLORADO, WASHINGTON, CALIFORNIA, GEORGIA, ARIZONA, FLORIDA, ILLINOIS, VIRGINIA, KENTUCKY, MINNESOTA AND WISCONSIN PROPERTIES ONLY)

Mortgage Rates

Down Payment: 20%

Santa Clara, CA

WE DARE YOU TO COMPARE!

We search rates among 190 lenders

Mortgage disclosure

OUR ACCOMPLISHMENTS

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(Avg. 5.0) Google Reviews

#1 Broker in the US 2021 & 2022

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
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