Rate comparison
Loan Factory vs. Wells Fargo
Rates as of Saturday, September 07 2024 at 4:00 AM (Pacific Time)
Wells Fargo | ||
---|---|---|
Rate | 5.5% (APR=5.523%) | 5.625% (APR=5.812%) |
Points / Credits | $509 | $7,842 |
Payment | $1,136 | $1,151 |
Saving over 30 years | $12,733 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Saturday, September 07 2024 at 4:00 AM (Pacific Time)
Chase | ||
---|---|---|
Rate | 5.75% (APR=5.764%) | 5.99% (APR=6.081%) |
Points / Credits | $450 | $2,853 |
Payment | $1,751 | $1,797 |
Saving over 30 years | $18,862 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Saturday, September 07 2024 at 4:00 AM (Pacific Time)
Citibank | ||
---|---|---|
Rate | 5.5% (APR=5.502%) | 5.875% (APR=5.945%) |
Points / Credits | $38 | $1,125 |
Payment | $852 | $887 |
Saving over 30 years | $13,687 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Saturday, September 07 2024 at 4:00 AM (Pacific Time)
Bank of America | ||
---|---|---|
Rate | 5.625% (APR=5.652%) | 6.25% (APR=6.508%) |
Points / Credits | $590 | $1,726 |
Payment | $1,151 | $1,231 |
Saving over 30 years | $29,936 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Saturday, September 07 2024 at 4:01 AM (Pacific Time)
Guaranteed Rate | ||
---|---|---|
Rate | 5.625% (APR=5.638%) | 5.875% (APR=6.162%) |
Points / Credits | $497 | $3,553 |
Payment | $2,015 | $2,070 |
Saving over 30 years | $22,856 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Saturday, September 07 2024 at 4:01 AM (Pacific Time)
Better.com | ||
---|---|---|
Rate | 5.5% (APR=5.525%) | 6% (APR=6.189%) |
Points / Credits | $440 | $3,200 |
Payment | $908 | $959 |
Saving over 30 years | $21,120 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)